# Mintmead Funding > Mintmead Funding is a small-business funding service at 4122 Shelbyville Rd, Louisville, KY 40207 (phone (502) 280-3487). It helps businesses in Louisville, KY; Jeffersonville, IN; Prospect, KY; Clarksville, IN; New Albany, IN and across Jefferson County, Kentucky, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Mintmead Funding connects you with lending partners; partners make credit decisions and set rates and terms. Mintmead Funding is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Mintmead Funding does not arrange personal, payday, auto title, mortgage, startup or SBA loans, does not offer grants, and does not arrange funding for trucking. Key facts: - Business type: small-business funding service (not a lender) - Address: 4122 Shelbyville Rd, Louisville, KY 40207, United States - Phone: (502) 280-3487 - Apply: https://mintmeadfunding.com/apply/ - Service area: Louisville, KY; Jeffersonville, IN; Prospect, KY; Clarksville, IN; New Albany, IN and all of Jefferson County, Kentucky - Language: English ## Funding options - [Louisville, KY Business Loans: Terms, Repayment and Typical Uses](https://mintmeadfunding.com/business-loans/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, compares six structures: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. This page covers secured versus unsecured funding, how each is repaid and which costs each one is built for. - [Working Capital Loans in Louisville, KY: Bridging Payroll, Stock and Receivables](https://mintmeadfunding.com/business-loans/working-capital/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, explains working capital loans: what they pay for, how the amount is set from deposits and receivables, how payroll and payroll taxes fit, what partners review, and when a line of credit or term loan suits the cost better. - [Small Business Term Loan in Louisville, KY: Fixed Payments for Planned Growth](https://mintmeadfunding.com/business-loans/term-loans/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, explains small business term loans: how term length shapes the payment and the total cost, renovation and property work, buying a hotel or an existing business, short-term versus long-term loans, and what a partner reviews before an offer. - [Louisville, KY Line of Credit for Business for Seasonal Stock and Payroll Swings](https://mintmeadfunding.com/business-loans/line-of-credit/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, explains business lines of credit: how to use one, asset-based lines and borrowing bases, maturity dates and renewals, how a line compares with a fixed loan, and what a partner reviews before setting a limit. - [Business Inventory Financing for Louisville, KY Stores Buying Ahead of Demand](https://mintmeadfunding.com/business-loans/inventory-financing/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, explains inventory financing: what carrying cost includes, retail and boutique stock loans, pre-season buying, what an inventory financing agreement covers, and how inventory financing compares with a line of credit for Jefferson County stores and distributors. - [Equipment Financing and Leasing in Louisville, KY With the Equipment as Collateral](https://mintmeadfunding.com/equipment-financing/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, explains equipment financing and leasing: who offers it, coffee shop and kitchen equipment, lease versus finance, used and heavy equipment, how to read an equipment financing quote, and what a partner reviews before an offer. - [Louisville, KY Merchant Cash Advance: Costs, Remittance and When to Say No](https://mintmeadfunding.com/merchant-cash-advance/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, explains merchant cash advances: how a factor rate works, why it is not an interest rate, factoring versus an advance, what an advance agreement covers, and when working capital or a line of credit fits better. ## Industries - [Small Business Funding by Industry in Louisville, KY and Jefferson County, KY](https://mintmeadfunding.com/industries/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, groups funding notes by industry: contractors and trades, restaurants and hotels, health practices, salons and gyms, professional firms, real estate agents, stores and fuel, and industrial businesses, each with a Jefferson County employer count where Census publishes one. - [Construction Business Loans for Businesses in Louisville, KY](https://mintmeadfunding.com/industries/construction/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, explains construction business loans for Jefferson County contractors: lines of credit for general contractors and spec builders, working capital between draws, used construction equipment loans, and what partners read in a contractor's request. - [Retail Store Business Loans in Louisville, KY: Equipment, Payroll and Expansion](https://mintmeadfunding.com/industries/retail/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, explains retail store business loans for Jefferson County shops: inventory financing and lines of credit for stock, equipment financing for fixtures and systems, payroll and expansion, grocery and hardware stores, and what a partner reads in a retail request. - [Restaurant Line of Credit in Louisville, KY for Owners Who Want Choices](https://mintmeadfunding.com/industries/restaurants/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, explains restaurant funding for Jefferson County owners: a restaurant line of credit, used and new kitchen equipment, remodeling and renovation loans, buying an existing restaurant, and the county's full-service and limited-service restaurant counts. - [Architecture Firm Loans for Jefferson County, KY Owners in Louisville, KY](https://mintmeadfunding.com/industries/accounting-and-consulting/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, explains funding for Jefferson County architecture, engineering, accounting, consulting and IT firms: lines of credit between client payments, working capital, business loans for IT companies, and CPA firm acquisition financing, with county Census counts for each. - [Medical Practice Line of Credit in Louisville, KY for Owners Who Want Choices](https://mintmeadfunding.com/industries/medical-practices/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, explains funding for Jefferson County medical practices: a medical practice line of credit, working capital while claims are paid, equipment financing programs, clinic and physical therapy loans, and the county's physician practice figures. - [Optometry Practice Loans in Louisville, KY: Options by Need](https://mintmeadfunding.com/industries/chiropractic-and-therapy/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, explains optometry practice loans and funding for chiropractors and physical therapists in Jefferson County: optometrist equipment, chiropractic equipment financing options, working capital for clinics, and the county's figures for these practices. - [Law Firm Financing in Louisville, KY](https://mintmeadfunding.com/industries/law-firms/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, explains law firm financing for Jefferson County firms: lines of credit for case costs and wages, business loans for firms, partner buy-in loans, client fee financing questions, loan repayment planning and the county's legal services figures. - [Insurance Agency Financing for Jefferson County, KY Owners in Louisville, KY](https://mintmeadfunding.com/industries/insurance-agencies/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, explains insurance agency financing in Jefferson County: funding between commission payments, loans for agencies, acquisition financing and loans to buy an agency, what partners read in a book of business, and the county's insurance agency figures. - [Real Estate Agent Business Loan for Jefferson County, KY Owners in Louisville, KY](https://mintmeadfunding.com/industries/real-estate-offices/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, explains business loans and working capital for Jefferson County real estate agents and their teams: whether an agent can get a small business loan, lines of credit between closings, commission timing, and the county's figures for real estate agent businesses. - [Grocery Store Financing Around Louisville, KY: Uses, Paperwork, Fit](https://mintmeadfunding.com/industries/grocery-stores/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, explains grocery store and liquor store financing for Jefferson County owners: loans for stock, coolers and shelving, how to get a loan for a grocery store, liquor store funding and loans, and the county's figures for both kinds of store. - [Auto Repair Shop Loans in Louisville, KY, Matched to How the Business Gets Paid](https://mintmeadfunding.com/industries/auto-repair/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, explains auto repair shop loans for Jefferson County shops: working capital for parts and wages, business loans for a repair business, equipment financing for lifts and diagnostic tools, and the county's auto repair figures. - [Dental Office Loans Around Louisville, KY: Uses, Paperwork, Fit](https://mintmeadfunding.com/industries/dental-practices/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, explains dental office loans for Jefferson County practices: practice loans, working capital loans and plans, a dental practice line of credit, equipment financing for chairs and imaging, practice acquisition loans and the county's dental figures. - [Gas Station Loan in Louisville, KY, Matched to How the Business Gets Paid](https://mintmeadfunding.com/industries/gas-stations/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, explains gas station loans for Jefferson County owners: commercial loans to buy a station, equipment financing for pumps and canopies, fuel and store stock, convenience store funding and the county's figures for stations and convenience stores. - [Salon Business Loans in Louisville, KY: Equipment, Payroll and Expansion](https://mintmeadfunding.com/industries/salons/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, explains salon business loans for Jefferson County hair salons, nail salons and barber shops: financing salon equipment and furniture, beauty salon loans for payroll and expansion, equipment financing companies and options, and the county's salon figures. ## Guides and calculators - [Small Business Resources for Louisville, KY Businesses, Gathered in One Place](https://mintmeadfunding.com/resources/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, publishes local records guides on the Louisville Metro occupational license tax, the Land Development Code and zoning, and the Kentucky unemployment insurance employer account, plus a revenue based financing calculator and notes on advising and chamber contacts. - [Louisville Metro, KY Occupational License Tax in Louisville, KY and St. Matthews, KY: What Owners File](https://mintmeadfunding.com/resources/louisville-metro-occupational-license-tax/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, explains the Louisville Metro occupational license tax from an owner's side: where to look for the return and registration, business and alcohol license searches and renewals, St. Matthews, KY questions, and how these records fit a funding request. Rules and rates are for the agencies and counsel. - [Louisville Metro, KY Land Development Code: Zoning Map and Building Permits for Tenants in Louisville, KY](https://mintmeadfunding.com/resources/louisville-ky-zoning-and-land-development-code/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, explains the Louisville Metro Land Development Code from a tenant's side: codes and regulations, the zoning map, Planning and Design case searches and the department, and a restaurant and clinic checklist before a funded build-out. Zoning rules themselves are for the agency and counsel. - [Kentucky Unemployment Insurance Employer Account Registration for Growing Louisville, KY Employers](https://mintmeadfunding.com/resources/kentucky-unemployment-insurance-employer-account/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, explains the Kentucky unemployment insurance employer account from an owner's side: activating the account, finding the account number, the payroll records it creates and how they appear in a working capital request. Rules and rates are for the state agency and counsel. - [Revenue Based Financing Calculator: Payments for Louisville, KY Restaurants and Card-Heavy Shops](https://mintmeadfunding.com/resources/revenue-based-financing-calculator/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, offers a revenue based financing calculator for merchant cash advance arithmetic: total remitted, cost in dollars and estimated days of collection from the advance, factor rate, holdback and daily sales. An advance is not a loan; the calculator does not compute an APR. ## Areas served - [Small Businesses in Louisville, KY: Jefferson County, KY Numbers and Funding Paths](https://mintmeadfunding.com/louisville-ky/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, sets Jefferson County's Census business counts beside the six funding structures: employer and nonemployer counts, size classes, permits, leading sectors, a St. Matthews, KY section, development and advising contacts to check, and buying a business. - [Where Mintmead Funding Works: Business Funding Around Louisville, KY](https://mintmeadfunding.com/service-areas/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, serves Jefferson County and nearby towns in Kentucky and Indiana. Jeffersonville, Clarksville and New Albany in Indiana and Prospect in Kentucky have their own pages; this page lists other towns and records questions owners raise across the area. - [Business Funding in Jeffersonville, IN and How to Reach Us From Louisville, KY](https://mintmeadfunding.com/service-areas/jeffersonville-in/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, takes funding requests from Jeffersonville, Indiana. This page gives ZIP 47130 Census counts, the city's self-employment share, where owners look up business licenses and zoning in Clark County, IN, and how an Indiana business sends a request. - [Prospect, KY Business Loans: Local Facts and Options](https://mintmeadfunding.com/service-areas/prospect-ky/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, takes funding requests from Prospect, Kentucky. This page covers ZIP 40059 Census counts by sector, the share of Prospect residents who work for themselves, zoning permit and department questions in a two-county city, and how to get a small business loan in Kentucky. - [Small Business Loans in Clarksville, IN, Explained for Owners](https://mintmeadfunding.com/service-areas/clarksville-in/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, takes funding requests from Clarksville, Indiana. This page covers ZIP 47129 Census counts, the retail and restaurant mix, inventory and equipment costs, planning and zoning lookups in Clark County, IN, and how a Clarksville business starts a request. - [Small Business Funding in New Albany, IN, Explained for Owners](https://mintmeadfunding.com/service-areas/new-albany-in/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, takes funding requests from New Albany, Indiana. This page covers ZIP 47150 Census counts, health care and service businesses, the share of residents who work for themselves, license renewal and search, zoning ordinance and map lookups, and how a request starts. ## Company - [Small Business Loans in Louisville, KY: For Contractors, Clinics, Shops and Restaurants](https://mintmeadfunding.com/): Mintmead Funding, based in Louisville, Kentucky, helps small businesses sort and compare their funding options. It takes requests by phone and short online form, sorts each one by the bill it has to cover, and matches it with funding partners, who review it and make their own decision. Six structures are on offer, from working capital to equipment financing. - [How to Apply for a Business Loan in Louisville, KY: What Happens After You Call](https://mintmeadfunding.com/how-it-works/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, sets out how a request moves: the first call or form, a shortlist of structures, review by a funding partner who makes its own decision, and a written offer you can accept or decline. It also covers business plans and LLC paperwork. - [Business Loan Questions in Louisville, KY, Grouped by Topic](https://mintmeadfunding.com/faq/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, answers common funding questions: what shapes small business loan rates, whether collateral is needed, how much can be borrowed, using a business loan for real estate, lines of credit and utilization, and how the request works. - [Mintmead Funding: The Business Funding Company Behind This Louisville, KY Site](https://mintmeadfunding.com/about/): Mintmead Funding, a small-business funding service based in Louisville, Kentucky, matches requests for working capital, term loans, lines of credit, inventory and equipment financing and merchant cash advances with funding partners, who review them and make their own decisions. This page covers what Mintmead arranges and what partners read. - [Reach Mintmead Funding for Business Loan Help in Louisville, KY](https://mintmeadfunding.com/contact/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, answers by phone and through its online form. This page gives the phone number and listed address, what to have in mind for the first call, and how working capital, line of credit and business loan requests begin. - [Apply for a Business Loan in Louisville, KY: One Short Request to Mintmead Funding](https://mintmeadfunding.com/apply/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, takes funding requests through this form or by phone. Its fields: full name, phone, email, an optional company name, and range picks for time in business, annual revenue and requested amount, plus consent. A call follows to talk through the cost before anything goes to a partner. - [What Mintmead Funding Does and Does Not Do: Louisville, KY Disclosures](https://mintmeadfunding.com/disclosures/): Mintmead Funding, a small-business funding service in Louisville, Kentucky, discloses its role here: it matches requests with funding partners, who review them and make their own decisions. The page covers merchant cash advances, how request information is shared and what to check before accepting an offer. ## Optional - [Full text of every page](https://mintmeadfunding.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://mintmeadfunding.com/sitemap.xml)